Privacy Policy Statement
Recognition of a Customer's Expectations of Privacy
We may be collecting from you certain nonpublic personal
information - that is personally indentifiable financial
information that you provided to us as a result of a service
we provided to you, or other wise obtained from you in the course
of a financial transaction. It is our pledge to you to maintain
and use this information in accordance with the principles
outlined in this policy.
What information will you be collecting from me?
We collect nonpublic personal information about you from the
following sources:
- Information we receive from you on various forms,
including loan applications. This may include your name,
address, social security number, information about your
income, accounts you hold, your occupation;
- Information relating to your transactions with us, or
others, such as your account balances, payment history, and
information about other parties to the transaction; and,
- Information we receive from outside sources, like consumer
reporting agencies, such as you credit history, and companies
providing account verifications and employment
histories.
Will you be sharing this information?
No, it is not our policy to share your nonpublic personal
information with affiliates or nonaffiliates.We may, however, be
sharing the information described above with affiliates and
nonaffiliate third parties in connection with processing your
request for credit . We may also disclose all of the information
we collect from you with our privet lender or lenders, who provide
the founds for your loan, and to companies that administer and
service your accounts on their behalf - such as hazard and flood
insurance providers, credit reporting agencies, and other
parties required to service and enforce your loan. We may also
disclose to companies or individuals who may acquire all or part
of the rights under your Note.
Affiliates - We presently have no affiliates - that is,
a company that controls, is controlled by, or under common control
with us.
Nonaffiliated Third Parties - Nonpublic personal
information may be shared with nonaffiliated third parties, such
as those providing insurance services, title services, escrow
services, appraisal services, credit reporting services, and
auditing services in connection with processing your loan request
with us.
Is my information protected?
Yes, it is. No person or persons have access to nonpublic
personal information about you, except for our employees or
nonaffiliated third parties who need to know the information to
provide services or products, directly or indirectly, to you. We
maintain physical, electronic and procedural safeguards that
comply with federal standards to guard your nonpublic personal
information. |